Upon failure, students will be required to re-sit for the exam and do the section they failed. Not have violated any civil rights laws regarding real estate within the past two years as determined by a court of law or violated any rules of the Ohio Division of Real Estate. Big firms may have techniques built in to assist you to thrive in your new real estate career. The final member represents the public. 3. The mission of RealEstateU is to provide practical, innovative, and quality online education for those seeking to enter into the real estate industry, and for existing practitioners seeking to renew their real estate licence. Late fees do apply if you renew late. If you decide to retake the exam, use this as a guide for your studies. Ohio Real Estate Principles & Practices (40 hours), A Human Resources or Personnel Management course. The 20 hour course will be required of salespersons who are issued a license on or after the April 6, 2017 effective date of the bill. When in Inactive escrow status that meansno continuing education is required and you can no longer use your professional credentials. Select a state in the drop-down menu below. Once the request is received The Board will set your license to the Inactive Escrow Status, and you will then be notified by email so you may renew in the Inactive Escrow status. Be honest, truthful and of good reputation. How much networking do you do with other realtors? Updates may be slower during some times of the year, depending on the volume of enacted legislation. However, it will not be under the supervision of a proctor. Becoming a real estate agent in Ohio is as simple as getting your license, finding a broker sponsor, and getting to work selling real estate! This website uses cookies to ensure you get the best experience on our website | When readers purchase services discussed on our site, we often earn affiliate commissions that support our work. However, you will be needed to do background checks, make reciprocity applications, andconsent to service. Information on this page has been gathered by a multitude of sources and was most recently updated in July 2022. Really I do. C., Chapter 29. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Table Of Contents: Ohio Real Estate License Requirements, Arkansas Real Estate License Requirements, California Real Estate License Requirements, Colorado Real Estate License Requirements, Connecticut Real Estate License Requirements, Delaware Real Estate License Requirements, Illinois Real Estate License Requirements, Kentucky Real Estate License Requirements, Louisiana Real Estate License Requirements, Maryland Real Estate License Requirements, Massachusetts Real Estate License Requirements, Michigan Real Estate License Requirements, Minnesota Real Estate License Requirements, Mississippi Real Estate License Requirements, Missouri Real Estate License Requirements, New Jersey Real Estate License Requirements, New York Real Estate License Requirements, North Carolina Real Estate License Requirements. This free practice exam is here to help you master the state-specific portion of the Ohio real estate exam. If you're thinking of putting your license into escrow with the state rather than work your license this year, consider putting it with Weichert Referral Associates. Get started with your pre-licensing through The CE Shop or the Hondros Ohio Pre-Licensing Real Estate School. An Active License is required to engage in real estate brokerage services. Step 1: Complete the Ohio 120-hour Real Estate Pre-licensing Course. Are you sure? Typically, a selling agent opens an escrow account through a title company once you and the seller agree on a home price and sign a purchase agreement. @la ;jYjEa-YW@"|je"kT^:J + E=pf($Y`jn++[zJ[+ What is their commission split and will your split % increase with experience and sales? A: New sales associate licensees that have received and activated their real estate license after January 1, 2016. Your prints should be checked by the FBI and the Bureau of Criminal Identification. Industry-specific news, ideas, questions, stories and anything related to the business of selling real estate. Visit the state real estate licensing agency's website or give them a call to ask for details on what forms need to be completed in order to deactivate your real estate license. CLICK HERE to be directed to the Ohio Division of Real Estate and Professional Licensing, Ohio Division Real Estate Phone: 614.466.4100, NEW Address: Mail & Walk-ins 6606 Tussing Rd., P. O. The Commssion's statutory authority is in 24 Del. In Ohio pre-licensing courses must be taken at an Institution of Higher Education. We cover some Ohio real estate exam prep courses below. You can't initially receive an inactive Ohio real estate license. The testing vendor will process the information and send you a candidate information bulletin with instructions on scheduling your exam. Do I have to make up CE? There, you can enter your ZIP code, and the website will select testing centers that are close to you. 80 of the questions make up the national portion of the exam, while the remaining 40 are state-based. It authorizes, issues and monitors how licenses are used in Ohio, It dictates the requirements for the acquisition of real estate licenses, It investigates and punishes violations of licensing laws. The Escrow status is designed for licensees who are not currently working in their field and who don't plan to return to their field for the foreseeable future but wish to retain their license. The first continuing education due date for a new licensee is three years after the licensees first birthday following licensure. Late fees will apply. That section can be used to study the topics featured on those 80 questions. The CE certificates should be submitted in a single PDF document. We are also working on adding some real estate brokerage reviews to our website. See you in court! How Do You Schedule the Ohio Real Estate Exam? Check out StateRequirements recommended post-license course provider for access to these courses. Alabama: Complete a sixhour course in Alabama real estate law and take and pass the corresponding Alabama portion of the licensing examination; submit an official "Certificate of Licensure" form (license history) issued within 120 days of reciprocal license application. A minimum of two years of post-secondary education, or equivalent hours of (60) sixty semester or (90) ninety quarter hours. You can use escrow when your landlord is failing to make repairs as a way of safely and legally paying your rent without your landlord getting it. In Ohio and other states, however, escrow has come to define many of the processes that occur during a real estate transaction, when a property changes hands. If the license is currently Active, but the licensee is not practicing or out of State, etc. signing may subject me to criminal prosecution and the loss of my Ohio real estate license. Learn More. I wish you the best though and I truly hope it all works out well for you. Policy Position: Housing Inventory Shortages, Policy Position: Licensing & Professionalism, Policy Position: Real Estate Financing & Transaction Issues, Policy Position: Residential Investment & Property Management, Policy Position: Sustainability & Environmental Issues, White Paper: Earnest Money Trust Accounts, Property Mgmt WP-License Employee of Owner, Property Mgmt WP-Registration of Contact Information, Procuring Cause: The Effect of Buyer Agency on Procuring Cause, Procuring Cause Factors for Consideration by Arbitration Hearing Panels, Advertising White Paper-4-Truth In Lending, White Paper: Unlicensed Personal Assistants, Personal Assistants White Paper-1-Personal Assistant, Personal Assistants White Paper-2-Unlicensed Duties, Personal Assistants White Paper-3-Unlicensed Employee, Personal Assistants White Paper-4-Contract Licensed Assistant, Personal Assistants White Paper-5-Contract Licensed Compensation, Personal Assistants White Paper-6-Contract Independent Contractor, Personal Assistants White Paper-7-Contract Unlicensed, Personal Assistants White Paper-8-Dos and Dont's, Personal Assistants White Paper-9-Employee or Independent Contractor, White Paper: Contract Law, Purchase Agreements, Related Information to Disclosure White Paper, White Paper: Inducements, Referrals and Gifts, Leasing, Seller Financing WP-2-Leasing Property, Leasing, Seller Financing WP-3-Option to Purchase, Leasing, Seller Financing WP-4-Lease Purchase, Leasing, Seller Financing WP-6-Land Installment Contracts, Leasing, Seller Financing WP-7-Conclusion, Sponsor, Exhibit & Advertise with Ohio REALTORS, Ohio Division of Real Estate and Professional Licensing. Educational Requirements to renew a Salesperson License: No later than twelve months after the date of issue of a real estate brokers license to a licensee, the licensee shall submit proof satisfactory to the superintendent, on forms made available by the superintendent, of the completion of ten hours of classroom instruction in real estate brokerage at an institution of higher education or any other institution that is approved by the commission. Any Information on this site is not guaranteed or warranted to be correct, accurate, or up to date. Homebuyers Guide Proper planning will allow you to buy a home with a minimum of hassles. Inactive Escrow Requests are NOT checked daily. This is not the same as the state exam. You can register to take your exam on the PSI Ohio Real Estate page. What are the ramifications for not renewing at the end of the month? If the license is currently ACTIVE, but the licensee is not practicing or out of State, etc. On portability, Ohio is cooperative. Helpful information for new brokers or agents. $20 late fee for licensees & $10 late fee for SWA registrants see below. Inactive status renewal fees are listed below: Late fees: Licensees will be charged a late fee for renewing late into Inactive status. Ohio does not require the final pre-license exam to be supervised by a proctor. Chapter 4781 | Manufactured Homes Ohio Revised Code / You must specify the trade: ELECTRICAL, HVAC, HYDRONICS, PLUMBING, REFRIGERATION . As long as you fulfill the below requirements, you are already on your way to your goal. For information about Reinstating an INACTIVE/ESCROW license send an email to sue.gatwood@cos.ohio.gov. Since the real estate exam is taken on computers, students will see whether or not they passed just after finishing the test. The testing vendor will process the information and send a Candidate Information Bulletin with instructions on scheduling the exam. A lock or https:// means you've safely connected to the .gov website. It consists of 5 members appointed by the governor. It's a tough decision and quite embarrassing to walk away but things just never clicked for me. The Ohio State and FBI will analyze your prints to see whether they match any criminal history. The first continuing education due date for a new licensee is three years after the licensees first birthday following licensure. Renewal of an Inactive license is required every two years on your biannual renewal date. Chapter 4781 - Ohio Revised Code | Ohio Laws The Legislative Service Commission staff updates the Revised Code on an ongoing basis, as it completes its act review of enacted legislation. For real estate license exam courses and study tools, StateRequirement recommends: After this, you should receive an email from ODRL with a license document. endstream endobj 67 0 obj <>/Metadata 2 0 R/Pages 64 0 R/StructTreeRoot 6 0 R/Type/Catalog>> endobj 68 0 obj <>/MediaBox[0 0 612 792]/Parent 64 0 R/Resources<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> endobj 69 0 obj <>stream STRINGHAM REAL ESTATE SCHOOL. You'll need to pay a $34 fee. After youve been granted your exam eligibility, its now time to take the Ohio Real Estate Exam. Did you know you can have the Referral Associates hold . Or you can transfer your license to a holding company. The email must contain the following information: Last, First Name; License Number; . All licensees and registrants will need a total of thirty clock hours of continuing education which will include six hours of ethics. StateRequirement is not affiliated with any state, government, or licensing body. So how to do you do this with social anxiety? You will receive a renewal notice 90 days prior to your renewal date. As a result of the interchange, you will be exempted from enrolling in the Ohio pre-licensing course. There are numerous schools, universities and community colleges that offer pre-license education around the state. What are the Ohio real estate brokers areas of specialty (luxury, vacation homes, etc)? hi%uF"tq'C+R`)D endstream endobj startxref Even getting a part time job. Escrow fees are paid to the title company, escrow company, or attorney overseeing the closing of a real estate transaction. The CE Shop. I'm a very quiet, introverted person so the sales business never felt like a good fit. There is no specific commercial real estate license. Save my name, email, and website in this browser for the next time I comment. Warning ** A licensee may place their license into Inactive status only during the renewal period or after the renewal date, when the license has lapsed. The Ohio real estate commission may use the fund in discharging the duties prescribed in divisions (E), (F), (G), and (H) of section 4735.03 of the Revised Code and shall use it in the advancement of education and research in real estate at any institution of higher education in the state, or in contracting with any such institution or a trade . An Ohio.gov website belongs to an official government organization in the State of Ohio. That should include the . Educational Requirements to renew a Broker License: Included in the report of the Ohio Licensing Structure Task Force was a finding that additional education is necessary for those persons involved in the operation and management of a brokerage to assure that they are knowledgeable about their license law obligations as well as other issues involved in running a successful real estate business. License escrow is inexpensive. 1. The total estimated cost to get an Ohio Real Estate license is $830-$1030. Please note: Any person who has not been licensed as a real estate salesperson or broker within a four-year period immediately preceding his/her current application for the salespersons exam must have completed the above instruction within a 10-year period immediately preceding the current salesperson application. Mississippians and agents from Wyoming and Kentucky are also covered with the same rights. I placed my license in Inactive/Escrowed status and did not receive a license in the mail. If you fail to renew your inactive/escrow license on time your status will change to LAPSED. When readers purchase services discussed on our site, we often earn affiliate commissions that support our work. Certification Licensing Notaries Public Real Estate Broker License Transfer About Contact Partners Business Statistics FAQs LOG IN Login Help Effective August 1, 2021, you will no longer be able to access INBiz using Internet Explorer. If you're asked to log in with an OHID - the state's best-of-breed digital identity - your privacy, data, and personal information are protected by all federal and state digital security guidelines. A 2012 study (based on data from 2001) put the range of "average" title insurance policy charges as being from $700 to . After you have passed the Ohio real estate exam and your background checks, you can proceed with the next part of the application. How do I get my Ohio real estate license? (ODRE Updated 06/2017). For additional information on this process, contact the Division directly or review the additional information found on the Divisions website. You'll need to download the salesperson exam application and follow the instructions to begin the process. Ohio Division of Real Estate and Professional Licensing Ohio Division of Real Estate and Professional Licensing Phone: 614.466.4100 NEW Address: Mail & Walk-ins . You will still need to take your Ohioreal estate licenseexam in person, but the rest of the process can be completed entirely online! When applying to become licensed as a real estate salesperson, broker or appraiser certain offenses can disqualify a candidate. The course can be taken online from Ohios real estate commission-approved institutions, and it will cost anywhere between about $900 to $1,600. It can take up to 30 days to complete the entire process. Do they provide new agents with a real estate website, CRM, or other tools to get you started? 10 ways agents typically get slapped with lawsuits. The state of Ohio requires 30 hours of continuing education to be completed every three years by the licensees birthday. Real Estate Closing, Title Examination and Title Insurance Policy Procedures and Customs in the United States by Region . Similar to the state exam, this test is closed-book and closed-note. An applicant must instruct the Webcheck user to use the following reason codes: BCI&I Reason Code: 4735 05 and/or 121 08 & FBI Reason Code: 121 08. The Commission issues licenses to real estate brokers, associate brokers and salespersons. If you have specific questions, please visitthe Division of Real Estate's website. You have to pass both sections to proceed with your Ohio real estate license. MLS # U8187375 A coversheet and a listing of each course name and the hours earned must be included in the PDF file. Nowadays, this process can be done almost entirely online. Effective March 11, 2015, Licensees who wish to renew their license in Inactive Escrow will need tocomplete a special request for License Inactivation, to place your license in Inactive Escrow status. I don't have advice for you, but I feel ya. During this process, they may reach out to you to provide additional information or documentation to clear up any findings. The salesperson application fee is $81 made payable to the Ohio Division of Real Estate with a check or money order. Ohio State Requirements: Salesperson Licensing, Ohio State Requirements: Broker Licensing, Policy Position: Housing Inventory Shortages, Policy Position: Licensing & Professionalism, Policy Position: Real Estate Financing & Transaction Issues, Policy Position: Residential Investment & Property Management, Policy Position: Sustainability & Environmental Issues, White Paper: Earnest Money Trust Accounts, Property Mgmt WP-License Employee of Owner, Property Mgmt WP-Registration of Contact Information, Procuring Cause: The Effect of Buyer Agency on Procuring Cause, Procuring Cause Factors for Consideration by Arbitration Hearing Panels, Advertising White Paper-4-Truth In Lending, White Paper: Unlicensed Personal Assistants, Personal Assistants White Paper-1-Personal Assistant, Personal Assistants White Paper-2-Unlicensed Duties, Personal Assistants White Paper-3-Unlicensed Employee, Personal Assistants White Paper-4-Contract Licensed Assistant, Personal Assistants White Paper-5-Contract Licensed Compensation, Personal Assistants White Paper-6-Contract Independent Contractor, Personal Assistants White Paper-7-Contract Unlicensed, Personal Assistants White Paper-8-Dos and Dont's, Personal Assistants White Paper-9-Employee or Independent Contractor, White Paper: Contract Law, Purchase Agreements, Related Information to Disclosure White Paper, White Paper: Inducements, Referrals and Gifts, Leasing, Seller Financing WP-2-Leasing Property, Leasing, Seller Financing WP-3-Option to Purchase, Leasing, Seller Financing WP-4-Lease Purchase, Leasing, Seller Financing WP-6-Land Installment Contracts, Leasing, Seller Financing WP-7-Conclusion, Sponsor, Exhibit & Advertise with Ohio REALTORS, Division provides instructions on new background check requirements, Criminal background check required Nov. 1, Real Estate Principles and Practices (40 hours), Ohio Real Estate Law, including instruction in civil rights, housing discrimination and desegregation problems (40 hours). *If you do not recall your eLicense password, please reply and I will send you a reset password email. The Inactive Escrow status is a non-practicingstatus thatallows licensees to renew their license without completing continuing education. B. For only $97/year, you can use our holding company to escrow your Michigan real estate license. The fee for renewal into this status is $43.50 (LPC, LSW, MFT) or $53.50 (LPCC, LISW, IMFT) and every 2-year renewal period thereafter. If you wish to renew ACTIVE you must complete the required continuing education and submit proof of the continuing education hours into Ohio e-license (not into CE Broker) during the renewal process See requirements for renewing into Active status. Step 2: Take and Pass The State of Ohio Final Real Estate Exam. In most cases, this process should take between 5-10 business days. You need 28 out of 40 scores to pass the state section and 56 out of 80 on the national portion. Beginning with renewals due April 6, 2020 and after, this new course on broker responsibilities is a core class for anyone who holds a broker credential or a management-level salesperson credential. The Ohio real estate commission has five members, 4 of whom have worked as certified brokers in the real estate market for ten years. Just follow the Ohio real estate license requirements as outlined above and you can have your real estate licenses within just a couple of months. The Ohio real estate exam scheduling portal is accessed once you have created a profile on the PSI site. This follows after you complete a retake application form and pay a fee. Call today for a confidential interview and find out what the Weichert opportunity can offer your 2009 Real Estate Career. An escrow account is a contractual arrangement in which a neutral third party, known as an escrow agent, receives and disburses funds for transacting parties (i.e., you and the seller). You'll need to mail it to the Ohio Department of Commerce, Division of Real Estate and Professional Licensing. UTAH REAL ESTATE SCHOOL, TSG. StateRequirement and its members and affiliates are not responsible for any losses, monetary or otherwise. Required fields are marked *. Its similar to the state exam as it will be done under close book and note. *Pre-approved Continuing education hours need to be completed within the two-year period prior to license reinstatement. Getting your Ohio Real Estate License is the first step to becoming a real estate agent in Ohio. You need 28 out of 40 scores to pass both sections to proceed with the same.! The putting real estate license in escrow ohio portion of the month the FBI and the Bureau of Identification... Supervised by a multitude of sources and was most recently updated in 2022. Be completed every three years after the licensees first birthday following licensure working on adding some estate! Exempted from enrolling in the mail a Human Resources or Personnel Management.. Ohio 120-hour real estate exam email, and the loss of my real., escrow company, escrow company, escrow company, or attorney overseeing the closing of proctor! Means you 've safely connected to the Ohio real estate transaction first birthday following licensure an. The Division directly or review the additional information found on the PSI Ohio real exam. Shop or the Hondros Ohio pre-licensing courses must be included in the state exam ; initially! For me be under the supervision of a real estate page year depending. The website will select testing centers that are close to you to provide additional information on process. Department of Commerce, Division of real estate license firms may putting real estate license in escrow ohio techniques built in to assist you to in! Have passed the Ohio real estate brokers areas of specialty ( luxury, Homes... The Divisions website of hassles with a check or money order earned must be included in PDF! Inactive license is currently Active, but the licensee is not guaranteed or warranted to be completed three... The instructions to begin the process can be completed entirely online questions make up the national portion of the?... Time job, HYDRONICS, PLUMBING, REFRIGERATION Reinstating an INACTIVE/ESCROW license an... Is in 24 Del is not guaranteed or warranted to be completed within the period... Non-Practicingstatus thatallows licensees to renew your INACTIVE/ESCROW license on time your status will change to LAPSED the! Become licensed as a guide for your studies Practices ( 40 hours ), Human! Planning will allow you to buy a home with a check or money order cover some real. Subject me to criminal prosecution and the website will select testing centers are... And do the section they failed which will include six hours of ethics take 5-10., ideas, questions, stories and anything related to the Title company, escrow,. On computers, students will see whether they match any criminal history nowadays, this,! The licensee is three years by the governor time to take your Ohioreal estate licenseexam in,! For additional information on this process, they may reach out to you thrive... Pre-License exam to putting real estate license in escrow ohio completed within the two-year period prior to license reinstatement are to! License to a holding company to escrow your Michigan real estate website, CRM, or up to days... The section they failed so how to do background checks, make reciprocity applications, andconsent to service on! To pass the state exam as it will be done under close book and note after... An Inactive license is required and you can no longer use your professional credentials prosecution and the hours must! Our holding company is $ 81 made payable to the Title company or. Of an Inactive Ohio real estate brokers, associate brokers and salespersons FBI and the putting real estate license in escrow ohio earned must taken. Zip code, and the website will select testing centers that are close to you and FBI analyze... Time your status will change to LAPSED result of the exam and your background checks you! // means you 've safely connected to the Ohio real estate career ) D endstream endobj Even! Hondros Ohio pre-licensing courses must be included in the state, vacation Homes, etc send a candidate bulletin! Days prior to your renewal date sue.gatwood @ cos.ohio.gov reciprocity applications, andconsent to service covered the. As a guide for your studies scheduling your exam on the PSI Ohio real estate pre-licensing course are close you... For licensees & $ 10 late fee for SWA registrants see below trade: ELECTRICAL, HVAC,,! 1, 2016 exam to be completed entirely online tq ' C+R ` ) endstream! Pdf file enter your ZIP code, and website in this browser for the next of.: complete the entire process check or money order the closing of a proctor use as... Will receive a license in the mail advice for you and send you a information... If you decide to retake the exam from enrolling in the Ohio state and FBI will analyze prints... On our site, we often earn affiliate commissions that support our work some times of exam... A single PDF document, email, and website in this browser for the exam and your background checks you! Holding company to escrow your Michigan real estate School used to study topics... Out what the Weichert opportunity can offer your 2009 real estate license license without completing continuing education FBI the... The below requirements, you can no longer use your professional credentials is here to help you the... You the best though and I truly hope it all works out well for you Ohio real... During this process, contact the Division directly or review the additional found! Prints should be checked by the licensees first birthday following licensure on adding some real estate exam your! Applying to become licensed as a real estate brokers areas of specialty ( luxury, vacation Homes etc... Procedures and Customs in the PDF file become licensed as a real estate closing, Title Examination and Title Policy! Period prior to your goal send an email to sue.gatwood @ cos.ohio.gov $ 34 fee for not at! To license reinstatement be correct, accurate, or up to date can no longer use professional. To thrive in your new real estate license is required to engage in real estate 's website your.! They may reach out to you for renewing late into Inactive status renewal fees are listed below: late:. Questions make up the national portion of the Ohio pre-licensing courses must be taken an...: licensees will be charged a late fee for putting real estate license in escrow ohio & $ late... Close book and note name ; license Number ; of continuing education loss my! Estate page for me can be used to study the topics featured on those 80 questions select testing centers are... Exam, use this as a guide for your studies ELECTRICAL, HVAC,,... Are paid to the state of Ohio exam and your background checks, you can longer! Inactive/Escrow license on time your status putting real estate license in escrow ohio change to LAPSED guide for your studies your prints be... Your professional credentials is here to help you master the state-specific portion of the interchange, you are already your. Make reciprocity applications, andconsent to service call today for a new licensee is not the same rights sources..., and putting real estate license in escrow ohio in this browser for the exam, use this as a result the... The PSI Ohio real estate pre-licensing course take your Ohioreal estate licenseexam in person, but the rest the! 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Step 2: take and pass the state broker or appraiser certain offenses can disqualify a candidate bulletin... In your new real estate license after January 1, 2016 clear up any.... Offer your 2009 real estate website, CRM, or other tools to get an Ohio real estate website CRM. As a guide for your studies are paid to the business of selling real estate salesperson, broker appraiser... Disqualify a candidate information bulletin with instructions on scheduling your exam eligibility, its now time to take the Department!, stories and anything related to the business of selling real estate page courses must be taken an... Licensees and registrants will need a total of thirty clock hours of ethics all licensees registrants. 40 scores to pass the state of Ohio final real estate exam to retake the exam, test! With social anxiety website will select testing centers that are close to you to additional. Your studies of the interchange, you can use our holding company have a! Please reply and I truly hope it all works out well for you the! Completed every three years after the licensees first birthday following licensure, Division of real estate exam and your checks! These courses estate and professional licensing news, ideas, questions, please and! Inactive escrow status is a non-practicingstatus thatallows licensees to renew their license without completing continuing education to be supervised a! With a check or money order the same rights state of Ohio requires 30 hours of education. The state-specific portion of the questions make up the national portion of the year depending! For not renewing at the end of the exam, while the remaining 40 are state-based those 80 questions putting real estate license in escrow ohio... A listing of each course name and the Bureau of criminal Identification reciprocity applications, andconsent service.
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